WHY PRECEPTIQ EXISTS
There’s an old theory: quality, convenience, price.
You only get to pick two.
Pick two three.
QUALITY
Doctors with fewer complications, recommended before anyone has to go hunting.
CONVENIENCE
Everything in the app they already use: needs spotted early, care found for them, money back in days.
PRICE
One bundled price, locked before care happens. No surprise bills, for anyone.
It was always a theory, never a law.
Consider the mold broken.
COST CONTAINMENT
Every incumbent finds these episodes the same way: in claims data, weeks or months after the money moved. By then there is nothing left to decide. PreceptIQ works from the moment before.
HOW IT WORKS
THE DATA
33B
claim transactions move through U.S. healthcare every year; our provider scores are distilled from that torrent
300M+
covered lives of claims data behind the performance scoring
99.9%
of U.S. providers covered, with 1.7M unique care locations
90.1%
of covered lives whose insurance plans are mapped to those providers
Two datasets, one picture. Our own: millions of member care journeys across every benefit, the searches, questions, and choices that happen months before a claim exists. And the nation’s: claims-backed performance data on virtually every U.S. provider, through partners including Ribbon Health, joined with public price-transparency files.
We never make the choice for a member; we make the best choice the easiest one to see. Every doctor we surface is scored on what actually matters:
01 Fewer complications. Complication and revision rates on the procedures that carry real risk.
02 Practical by default. Doctors who try conservative care before invasive care, and order what guidelines support, not what billing rewards.
03 Current, not customary. Adherence to the latest clinical protocols and best practices, refreshed as the evidence moves.
04 The whole episode. Cost measured across the full episode of care, not the sticker price of one visit.
PROVIDER SCORECARD · ILLUSTRATIVE
AR
Dr. Ana Rivera, MD
Orthopedic Surgery · She/Her · 14 mi
Feinberg School of Medicine, Northwestern · Speaks English & Spanish · In your network
Complication rate
LOW ✓
Conservative-care first
YES ✓
Guideline adherence
HIGH ✓
Episode cost vs. market
BELOW ✓
Accepting new patients
YES ✓
Patient feedback
4.8 ★ (312)
PRECEPT RECOMMENDED
HOW WE COMPARE
WHY PRECEPTIQ WINS
01
THE WHOLE JOURNEY, ONE APP
Dental to behavioral health to medical to Rx: the Digital Front Door for all things benefits.
02
SMART STEERAGE
The right step, in the right order: gentle therapy where it fits, bundled surgery only when it’s right.
03
RESOLVE BEFORE ROUTE
Every route comes with a documented next step, a member experience, and a savings record you can take to renewal.
Every incumbent finds these episodes the same way: in claims data, weeks or months after the money moved. By then there is nothing left to decide. PreceptIQ works from the moment before.
HealthJoy platform measure, 2026
MUSCLE & JOINT CARE
Knees, backs, shoulders, hips: most aches never need an operating room. The journey is built on that, and on never leaving anyone between steps.
STEP 1 · TRY GENTLE FIRST
Real therapy, from home
Guided by real clinicians through Brain & Body MSK. No waiting rooms, nothing invasive. Most stories end here, with a better back, shoulder, or knee and no scar.
STEP 2 · THE WARM HANDOFF
When surgery is the right call
Not a failure, the next step, taken together. No referral, no phone tree, no starting over: records move, the visit gets scheduled, and it’s one team the whole way.
STEP 3 · THE RIGHT SURGERY, LOCKED
One price, settled before booking
A Precept Recommended surgeon, one bundled price locked up front, and the member’s reward paid in days, not weeks.
“We stop the surgeries that shouldn’t happen, and lock the price on the ones that should.”
ON THE RECORD
Every case we catch comes with receipts.
Every flag, every outreach, every route, every locked price lands in an episode ledger built for the two moments that matter: your stop-loss submission and your renewal negotiation.
PRECEPTIQ · EPISODE LEDGER
4471-A
signal_detected
07:42:11 ✓
episode_flagged
07:42:14 ✓
member_reached
09:15:02 ✓
11:38:47 ✓
DUE DILIGENCE
Anyone can present well. These four questions reveal who is built to be accountable.
01
What do the savings look like with zero plan-design changes?
Savings that come out of employee deductibles are a transfer, not a saving. Ask for the number with the plan untouched.
02
Can you show me the math?
Savings claims should come with the worksheet: which cases, which dollars, verified against what. If it doesn't fit on a page you can hand your CFO, it's marketing.
03
Is the result net of fees and incentive funding?
Gross savings minus program cost is the only number a CFO can budget. Ask what the guarantee actually nets.
04
How much of your spend can we precept?
No usage, no savings. Ask how members will actually find it, what share truly engage, and what happens for everyone who never opens the app.