What We Do

One Benefits

One Benefits

Operating System

HealthJoy is the active engine that closes the execution gap between benefits design and member action.

End-to-End Benefits Experience

From enrollment, through every care decision during the year, to incentives that drive better behaviors and lowers costs

Proactive Engagement and Predictive Guidance

JoyAI anticipates and identifies needs across your entire population and acts before costs escalate

Cost Containment At Scale

Our steerage engine routes members to high-value care automatically, turning every touchpoint into a savings opportunity

By the Numbers

HealthJoy connects the strategy built to the decisions employees actually make starting at enrollment, through every care decision made during the year, and through the incentives that drive better behaviors and lowers costs.

$327

PEPY Net Savings

18%

Lower Cost Per Medical Service

2.5x

Increase in Point Solution Utilization

1,800+

Clients

How it Works

From First Tap to Best Decision.

Access fixes the friction. Proactive guidance fixes the decisions. Smarter benefits lowers costs. Together, they close the gap between the benefits offered and the care members actually use.

Guide Decisions

Anticipate member needs and help them choose the right care for themselves and the plan.

End-to-End Benefits Experience

One platform for the entire total rewards package.

JoyAI & Human Support

JoyAI and our licensed human concierge team available 24/7/365.

Proactive Outreach

Surfaces recommendations and nudges members to make the right care decisions.

HealthJoy Wallet on mobile showing a member's medical, dental, vision, telemedicine, prescription, and care partner benefit cards in one place.

Access Care

Give every member fast, simple access to the care they need.

Core Benefits

Medical, dental, vision, voluntary benefits, life and disability, and more

Employer-Sponsored Programs

Point solutions and programs employers have already invested in.

Integrated Care Partners

Telemedicine, mental health, MSK, disease management programs, and more.

Lower Costs

Drive meaningful savings by guiding members to the right care, through the right benefit, at the right time.

Benefits Steerage

Steer members to engage with their benefits programs.

Network Steerage

Optimize in-network care for quality, cost, and availability.

Operational Efficiency

Offload administrative work with AI-powered, 1:1 benefits guidance.

Joy AI steering a member toward a lower-cost MRI in Dallas with a price range and a recommended in-network provider.

How it Works

From First Tap to Best Decision.

Access fixes the friction. Proactive guidance fixes the decisions. Smarter benefits lowers costs. Together, they close the gap between the benefits offered and the care members actually use.

Guide Decisions

Anticipate member needs and help them choose the right care for themselves and the plan.

End-to-End Benefits Experience

One platform for the entire total rewards package.

JoyAI & Human Support

JoyAI and our licensed human concierge team available 24/7/365.

Proactive Outreach

Surfaces recommendations and nudges members to make the right care decisions.

HealthJoy Wallet on mobile showing a member's medical, dental, vision, telemedicine, prescription, and care partner benefit cards in one place.

Access Care

Give every member fast, simple access to the care they need.

Core Benefits

Medical, dental, vision, voluntary benefits, life and disability, and more

Employer-Sponsored Programs

Point solutions and programs employers have already invested in.

Integrated Care Partners

Telemedicine, mental health, MSK, disease management programs, and more.

Lower Costs

Drive meaningful savings by guiding members to the right care, through the right benefit, at the right time.

Benefits Steerage

Steer members to engage with their benefits programs.

Network Steerage

Optimize in-network care for quality, cost, and availability.

Operational Efficiency

Offload administrative work with AI-powered, 1:1 benefits guidance.

Joy AI steering a member toward a lower-cost MRI in Dallas with a price range and a recommended in-network provider.

How it Works

From First Tap to Best Decision.

Access fixes the friction. Proactive guidance fixes the decisions. Smarter benefits lowers costs. Together, they close the gap between the benefits offered and the care members actually use.

Guide Decisions

Anticipate member needs and help them choose the right care for themselves and the plan.

End-to-End Benefits Experience

One platform for the entire total rewards package.

JoyAI & Human Support

JoyAI and our licensed human concierge team available 24/7/365.

Proactive Outreach

Surfaces recommendations and nudges members to make the right care decisions.

HealthJoy Wallet on mobile showing a member's medical, dental, vision, telemedicine, prescription, and care partner benefit cards in one place.

Access Care

Give every member fast, simple access to the care they need.

Core Benefits

Medical, dental, vision, voluntary benefits, life and disability, and more

Employer-Sponsored Programs

Point solutions and programs employers have already invested in.

Integrated Care Partners

Telemedicine, mental health, MSK, disease management programs, and more.

Lower Costs

Drive meaningful savings by guiding members to the right care, through the right benefit, at the right time.

Benefits Steerage

Steer members to engage with their benefits programs.

Network Steerage

Optimize in-network care for quality, cost, and availability.

Operational Efficiency

Offload administrative work with AI-powered, 1:1 benefits guidance.

Joy AI steering a member toward a lower-cost MRI in Dallas with a price range and a recommended in-network provider.

2026 Benefit & Risk Management Services Data Report

A HealthJoy Savings Analysis

A data-driven analysis of 6,011 real adjudicated claims, examining the price difference between guided and unguided healthcare decisions, and what that means for your plan's bottom line.

Mockup of HealthJoy's Savings Analysis report — "The Proven Impact of Intelligent Steerage on Medical Spend" — showing 18% hard dollar savings, 17.79% unit cost reduction, and $326.92 PEPY savings.

"One of the things that makes HealthJoy so valuable is how it addresses the headaches we face all the time. HealthJoy essentially becomes your personal health concierge. It's streamlined the entire process — whether members are making an appointment or just trying to understand what their benefits are."

Sherry Vidal-Brown Headshot
Sherry Vidal-Brown Headshot

Sherry Vidal-Brown, Chief HR and Communications Officer

— Invited Clubs

Ready to See It in Action?

Ready to See It in Action?

Book a personalized demo and discover how HealthJoy unifies your benefits ecosystem.

Book a personalized demo and discover how HealthJoy unifies your benefits ecosystem.

The Benefits Operating System, connecting your entire benefits ecosystem into one intelligent platform.

© 2026 HealthJoy. All rights reserved.

The Benefits Operating System, connecting your entire benefits ecosystem into one intelligent platform.

© 2026 HealthJoy. All rights reserved.

The Benefits Operating System, connecting your entire benefits ecosystem into one intelligent platform.

© 2026 HealthJoy. All rights reserved.